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Of course, it is not always possible.

Professional Tree Trimming,Pruning & Dead branch removal Services Brentwood, TNHere in Brentwood, tree pruning is often thought of as a task for late fall or winter when our local trees are generally dormant. Evidently, if a tree falls on a car or any other type of unexpected event damages your vehicle, there is no simple solution for fixing your car. It is important to weigh the benefits and drawbacks of including and using comprehensive car insurance in your policy versus paying for unexpected damages yourself.

6/29/ 2/16//10(K). Apr 02, In all other instances when a tree on your property hits your car, comprehensive insurance covers it. The tree is on a neighbor’s property. If a tree on a neighbor’s property falls and damages your car, they may be responsible. You will still file a claim with your auto insurance company. However, if it can be proven that the tree fell due. Apr 19, Okay, all that is to say that liability insurance doesn’t cover you if a tree falls on your car.

However, comprehensive coverage generally does. It’s one of the coverages that will actually protect your car. So – if you have comprehensive coverage, yes, you should be covered if a tree falls on your treefelling.buzzted Reading Time: 5 mins. Sep 17, Hitting a tree which has already fallen on the road is handled differently than a tree that has fallen on top of your vehicle.

Colliding with a tree lying on the road is considered a collision. Collision coverage will need to be listed on your car insurance policy in order for your insurance company to pay for repairs. 2  Your deductible Estimated Reading Time: 4 mins. Dec 06, Dec 06, My car was parked at my apartment complex and a rotted tree fell on my car.

I spoke with a Travelers Insurance agent and he told me that the complex is liable for my damage since they knew the tree was rotted and never cut it down. The problem is that it has been 4 months since it happened and they still have not fixed my car. What can I do? If the tree that fell on your car belongs to a neighbor, in many cases, you would likely still rely on the comprehensive coverage in your auto insurance policy.

But, your neighbor's homeowners insurance policy may help cover the damage if it can be proved that the tree fell due to that person's negligence. Jun 04, You can file a claim, but unless there was neglect by landlord regarding the tree the claim will likely be denied. Acts of nature that harm someone else’s property – like a storm causing a tree to fall on a car – aren’t normally covered by a home insurance policy because there is no negligence on the part of the homeowner.

Oct 29, Hitting a tree while on the road is considered a collision, and would be treated like any other car accident, so you would file a claim with your insurance company to be compensated for the damages. In Kentucky, you are legally required to carry car insurance. The minimum values of liability coverage you must carry in our state are: 25, for. mugo pine stump removal, 75001 Addison TX